United States · Federal & State Law 2026

US Employment Pay Calculators

US employment law operates at two levels: federal rules set a floor, and individual states can — and often do — provide stronger protections. These calculators apply the correct federal or state rule depending on the calculation, covering all 50 states where state law varies (PTO payout, final paycheck deadlines, unemployment benefit).

Key 2026 figures: Federal minimum wage $7.25/hr · FLSA overtime at 1.5× after 40 hours/week · Federal bonus withholding 22% supplemental rate · FICA: 6.2% Social Security + 1.45% Medicare · Self-employment tax 15.3%

Leaving a Job

Redundancy, notice periods, severance and final pay when you leave employment.

PTO payout calculatorLeaving your job with unused vacation? Find out what your employer must pay — rules vary by state and are built in for all 50.Severance pay estimatorNegotiating a severance package? See the statutory minimum you're entitled to — and what's fair to push for.Final paycheck deadline calculatorLeft a job and waiting for your last paycheck? Find the legal deadline your employer must meet — by state and how you left.Unemployment benefit calculatorJust lost your job? Estimate your weekly unemployment benefit and how long it lasts — calculated by state from your highest earning quarter.

Pay & Tax

Take-home pay, overtime, bonuses and contractor calculations.

Take-home pay calculatorEnter your salary and see what actually lands in your bank account — every tax and NI deduction calculated for UK, US and Canada.Self-employment tax calculatorSelf-employed or freelancing? See how much tax you'll actually owe and what's left in your pocket — UK sole trader or US self-employed.Day rate calculatorContracting? Convert your day rate to an annual equivalent — or find the day rate you need to match your old salary.IR35 calculatorInside or outside IR35? 1099 or W-2? See the real take-home difference side by side before you decide how to work.Overtime pay calculatorWorking extra hours? Calculate your total gross pay with overtime at the correct legal multiplier for your country.Salary to hourly calculatorWhat's your salary worth per hour? Convert any annual figure to hourly, weekly and monthly pay for any working pattern.Pay rise calculatorGot a pay rise? See your new annual salary, and exactly how much more hits your pocket each month after tax.Pro-rata salary calculatorGoing part-time? Scale any full-time salary down to your actual hours and see your pro-rata annual and monthly pay instantly.Bonus tax calculatorGetting a bonus? Find out what you'll actually take home after HMRC or the IRS takes their cut.

Benefits & Entitlements

Holiday entitlement, sick pay and working days.

Working days calculatorNeed to count working days between two dates? Useful for notice periods, leave calculations and deadline planning.

Browse by state

PTO payout law, final paycheck deadlines & minimum wage — all 50 states + DC

Required by lawDepends on employer policyNo requirement

How US employment law works

At the federal level, the Fair Labor Standards Act (FLSA) sets the federal minimum wage, overtime rules (time-and-a-half after 40 hours/week for covered non-exempt employees), and recordkeeping requirements. The Department of Labor Wage and Hour Division enforces these rules and publishes guidance on all federal wage standards.

There is no federal law requiring PTO payout when you leave a job — this is entirely determined by state law and employer policy. States like California, Colorado, and Illinois treat accrued vacation as earned wages that cannot be forfeited. Others leave it entirely to employer discretion. The PTO payout calculator applies the correct rule for each state automatically.

Final paycheck timing

Every state has its own deadline for paying a departing employee their final wages, and most distinguish between voluntary resignation and termination. California, for example, requires immediate final pay on the day of termination. Texas requires it within 6 days for terminated employees. Use the final paycheck deadline calculator to find the exact rule for your state.